When “Public Financing” Still Means Millions: Why Money Still Dominates Politics


New York often holds itself out as a leader in campaign finance reform. The state’s public
matching funds program is frequently described as a way to “level the playing
field,” amplify small donors, and reduce the influence of wealthy special
interests.

But when you actually read the fine print a different story emerges.

To Access Public Funds, You Must First Raise Half a Million Dollars

A candidate for Governor or other statewide office must raise at least $500,000 in qualifying contributions from 5,000 in-state residents just to become eligible for public matching funds.

That’s not the cap. That’s the entry fee.

For most New Yorkers, raising half a million dollars is not “grassroots.” It is not accessible. And it certainly is not something an everyday citizen can do without:

  • A massive donor network
  • Institutional backing
  • Party infrastructure
  • Or deep personal wealth

If money were truly being taken out of politics, the first question wouldn’t be: “Can you raise $500,000?”

Up to $3.5Million in Public Money — Per Election

Statewide candidates may receive up to $3.5million in public matching funds for the primary election and another $3.5 million for the general election

That is $7million per candidate, funded by taxpayers.

Public financing was supposed to reduce the role of money in politics. Instead, it has normalized campaign budgets that would have been unthinkable a generation ago.

The problem is not just private money. It is the scale of money itself.

Matching Funds Still Reward Those Who Can Raise Big

Yes, New York offers a generous 6-to-1 match on small donations. A $100 contribution can become $700 when public funds are added.

But here is the catch:


You only benefit from that match after you already prove you can raise enormous sums.

That means:

  • Insiders get amplified
  • New voices get screened out
  • Challengers without wealthy networks never make it to the starting line
  • Public funds do not replace big-money politics, they pile on top of it

The Illusion of Reform

Transparency alone does not equal fairness. A system can be fully transparent and still fundamentally biased toward:

  • Career politicians
  • Party-backed candidates
  • Those who already have access to wealth and power

If the goal is to “get money out of politics,” a system that requires half a million dollars just to participate has missed the mark.

Real Reform Means Lowering the Barrier — Not Raising It

If New York is serious about empowering everyday citizens to run for office, we need to ask
hard questions:

  • Why is the qualifying threshold so high?
  • Who does it exclude?
  • And who benefits from keeping it that way?
    True reform would focus on:
  • Lower qualifying thresholds
  • Smaller overall spending caps
  • Less reliance on fundraising as a gatekeeping tool
  • More emphasis on ideas, integrity, and public service

Because when millions of dollars are still the price of admission, politics will always belong to those who can afford it — no matter how many times we call the system “reformed.”